Hamilton County, TN fair market rent
Chattanooga, TN-GA MSA · FY2027 · upcoming · effective October 1, 2026
$1,3402 bedrooms / month
Illustrative 90–110% range $1,206–$1,474 · -3.6% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Metro FMR area. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $1,181 | $1,211 | -2.5% |
| 1 bedroom | $1,231 | $1,263 | -2.5% |
| 2 bedrooms | $1,340 | $1,390 | -3.6% |
| 3 bedrooms | $1,657 | $1,734 | -4.4% |
| 4 bedrooms | $1,761 | $1,853 | -5.0% |
All Tennessee areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$822
- FY18$806
- FY19$847
- FY20$832
- FY21$838
- FY22$883
- FY23$1,067
- FY24$1,232
- FY25$1,426
- FY26$1,390
- FY27$1,340
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
71 ZIPs in Chattanooga, TN-GA MSA- ZIP 30707Studio $940 · 1BR $980 · 3BR $1,320 · 4BR $1,410
- ZIP 30710Studio $960 · 1BR $1,100 · 3BR $1,600 · 4BR $2,060
- ZIP 30725Studio $880 · 1BR $920 · 3BR $1,260 · 4BR $1,350
- ZIP 30726Studio $1,050 · 1BR $1,090 · 3BR $1,470 · 4BR $1,560
- ZIP 30728Studio $880 · 1BR $920 · 3BR $1,240 · 4BR $1,320
- ZIP 30731Studio $830 · 1BR $840 · 3BR $1,360 · 4BR $1,580
- ZIP 30736Studio $1,040 · 1BR $1,080 · 3BR $1,460 · 4BR $1,560
- ZIP 30738Studio $900 · 1BR $920 · 3BR $1,370 · 4BR $1,620
- ZIP 30739Studio $1,060 · 1BR $1,100 · 3BR $1,530 · 4BR $1,650
- ZIP 30740Studio $790 · 1BR $900 · 3BR $1,310 · 4BR $1,670
- ZIP 30741Studio $1,060 · 1BR $1,100 · 3BR $1,480 · 4BR $1,580
- ZIP 30742Studio $1,060 · 1BR $1,100 · 3BR $1,480 · 4BR $1,580
- ZIP 30746Studio $810 · 1BR $920 · 3BR $1,400 · 4BR $1,660
- ZIP 30747Studio $790 · 1BR $800 · 3BR $1,380 · 4BR $1,660
- ZIP 30750Studio $1,030 · 1BR $1,070 · 3BR $1,450 · 4BR $1,540
- ZIP 30752Studio $940 · 1BR $980 · 3BR $1,320 · 4BR $1,410
- ZIP 30753Studio $810 · 1BR $820 · 3BR $1,360 · 4BR $1,600
- ZIP 30755Studio $820 · 1BR $910 · 3BR $1,300 · 4BR $1,580
- ZIP 30757Studio $940 · 1BR $990 · 3BR $1,350 · 4BR $1,440
- ZIP 37110Studio $800 · 1BR $800 · 3BR $1,250 · 4BR $1,380
- ZIP 37302Studio $1,030 · 1BR $1,080 · 3BR $1,470 · 4BR $1,580
- ZIP 37304Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37308Studio $830 · 1BR $850 · 3BR $1,230 · 4BR $1,370
- ZIP 37311Studio $860 · 1BR $940 · 3BR $1,540 · 4BR $1,620
- ZIP 37315Studio $1,600 · 1BR $1,670 · 3BR $2,250 · 4BR $2,390
- ZIP 37327Studio $870 · 1BR $900 · 3BR $1,230 · 4BR $1,320
- ZIP 37336Studio $920 · 1BR $970 · 3BR $1,490 · 4BR $1,610
- ZIP 37338Studio $810 · 1BR $830 · 3BR $1,230 · 4BR $1,370
- ZIP 37340Studio $1,020 · 1BR $1,060 · 3BR $1,430 · 4BR $1,520
- ZIP 37341Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37343Studio $1,350 · 1BR $1,410 · 3BR $1,890 · 4BR $2,010
- ZIP 37347Studio $940 · 1BR $980 · 3BR $1,320 · 4BR $1,410
- ZIP 37350Studio $1,540 · 1BR $1,610 · 3BR $2,160 · 4BR $2,300
- ZIP 37351Studio $1,240 · 1BR $1,300 · 3BR $1,750 · 4BR $1,850
- ZIP 37353Studio $930 · 1BR $1,010 · 3BR $1,630 · 4BR $1,710
- ZIP 37356Studio $810 · 1BR $840 · 3BR $1,240 · 4BR $1,350
- ZIP 37363Studio $1,600 · 1BR $1,670 · 3BR $2,250 · 4BR $2,390
- ZIP 37365Studio $770 · 1BR $810 · 3BR $1,240 · 4BR $1,370
- ZIP 37366Studio $980 · 1BR $1,020 · 3BR $1,590 · 4BR $1,790
- ZIP 37367Studio $830 · 1BR $830 · 3BR $1,300 · 4BR $1,500
- ZIP 37373Studio $1,140 · 1BR $1,190 · 3BR $1,630 · 4BR $1,740
- ZIP 37374Studio $920 · 1BR $960 · 3BR $1,330 · 4BR $1,420
- ZIP 37375Studio $1,210 · 1BR $1,230 · 3BR $2,070 · 4BR $2,580
- ZIP 37377Studio $1,300 · 1BR $1,360 · 3BR $1,830 · 4BR $1,950
- ZIP 37379Studio $1,040 · 1BR $1,080 · 3BR $1,460 · 4BR $1,550
- ZIP 37380Studio $1,030 · 1BR $1,070 · 3BR $1,450 · 4BR $1,540
- ZIP 37384Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37387Studio $770 · 1BR $810 · 3BR $1,240 · 4BR $1,370
- ZIP 37396Studio $1,040 · 1BR $1,090 · 3BR $1,470 · 4BR $1,560
- ZIP 37397Studio $880 · 1BR $920 · 3BR $1,240 · 4BR $1,320
- ZIP 37401Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37402Studio $1,290 · 1BR $1,340 · 3BR $1,810 · 4BR $1,920
- ZIP 37403Studio $1,430 · 1BR $1,490 · 3BR $2,000 · 4BR $2,130
- ZIP 37404Studio $1,120 · 1BR $1,170 · 3BR $1,570 · 4BR $1,670
- ZIP 37405Studio $1,490 · 1BR $1,550 · 3BR $2,090 · 4BR $2,220
- ZIP 37406Studio $1,020 · 1BR $1,070 · 3BR $1,430 · 4BR $1,520
- ZIP 37407Studio $1,000 · 1BR $1,040 · 3BR $1,400 · 4BR $1,490
- ZIP 37408Studio $1,490 · 1BR $1,550 · 3BR $2,090 · 4BR $2,220
- ZIP 37409Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37410Studio $940 · 1BR $980 · 3BR $1,320 · 4BR $1,410
- ZIP 37411Studio $1,110 · 1BR $1,160 · 3BR $1,560 · 4BR $1,660
- ZIP 37412Studio $1,170 · 1BR $1,220 · 3BR $1,650 · 4BR $1,750
- ZIP 37414Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37415Studio $1,320 · 1BR $1,380 · 3BR $1,860 · 4BR $1,970
- ZIP 37416Studio $1,140 · 1BR $1,190 · 3BR $1,600 · 4BR $1,700
- ZIP 37419Studio $1,100 · 1BR $1,150 · 3BR $1,550 · 4BR $1,640
- ZIP 37421Studio $1,520 · 1BR $1,590 · 3BR $2,140 · 4BR $2,270
- ZIP 37422Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37424Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 37450Studio $1,270 · 1BR $1,320 · 3BR $1,780 · 4BR $1,890
- ZIP 38585Studio $760 · 1BR $770 · 3BR $1,200 · 4BR $1,370