Swain County, NC fair market rent
Swain County, NC · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $911–$1,113 · +9.4% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Non-metro county. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $892 | $806 | +10.7% |
| 1 bedroom | $906 | $813 | +11.4% |
| 2 bedrooms | $1,012 | $925 | +9.4% |
| 3 bedrooms | $1,292 | $1,264 | +2.2% |
| 4 bedrooms | $1,531 | $1,390 | +10.1% |
All North Carolina areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$642
- FY18$683
- FY19$679
- FY20$671
- FY21$693
- FY22$724
- FY23$771
- FY24$856
- FY25$930
- FY26$925
- FY27$1,012
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
6 ZIPs in Swain County, NC- ZIP 28702Studio $900 · 1BR $930 · 3BR $1,340 · 4BR $1,540
- ZIP 28713Studio $890 · 1BR $910 · 3BR $1,290 · 4BR $1,530
- ZIP 28719Studio $990 · 1BR $1,010 · 3BR $1,440 · 4BR $1,660
- ZIP 28771Studio $860 · 1BR $910 · 3BR $1,360 · 4BR $1,530
- ZIP 28781Studio $780 · 1BR $880 · 3BR $1,320 · 4BR $1,480
- ZIP 28789Studio $1,080 · 1BR $1,120 · 3BR $1,590 · 4BR $1,680