Lake County, IN fair market rent
Gary, IN HUD Metro FMR Area · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $1,286–$1,572 · +8.5% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Metro FMR area. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $1,117 | $959 | +16.5% |
| 1 bedroom | $1,176 | $1,082 | +8.7% |
| 2 bedrooms | $1,429 | $1,317 | +8.5% |
| 3 bedrooms | $1,739 | $1,612 | +7.9% |
| 4 bedrooms | $1,898 | $1,744 | +8.8% |
All Indiana areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$864
- FY18$906
- FY19$919
- FY20$917
- FY21$923
- FY22$959
- FY23$1,000
- FY24$1,254
- FY25$1,197
- FY26$1,317
- FY27$1,429
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
59 ZIPs in Gary, IN HUD Metro FMR Area- ZIP 46301Studio $1,580 · 1BR $1,660 · 3BR $2,460 · 4BR $2,680
- ZIP 46302Studio $1,080 · 1BR $1,140 · 3BR $1,680 · 4BR $1,830
- ZIP 46303Studio $1,230 · 1BR $1,300 · 3BR $1,920 · 4BR $2,100
- ZIP 46304Studio $1,170 · 1BR $1,230 · 3BR $1,830 · 4BR $1,990
- ZIP 46307Studio $1,290 · 1BR $1,360 · 3BR $2,010 · 4BR $2,190
- ZIP 46308Studio $1,110 · 1BR $1,170 · 3BR $1,730 · 4BR $1,890
- ZIP 46310Studio $1,010 · 1BR $1,020 · 3BR $1,690 · 4BR $1,740
- ZIP 46311Studio $1,160 · 1BR $1,220 · 3BR $1,800 · 4BR $1,970
- ZIP 46312Studio $890 · 1BR $940 · 3BR $1,390 · 4BR $1,510
- ZIP 46319Studio $1,160 · 1BR $1,230 · 3BR $1,810 · 4BR $1,980
- ZIP 46320Studio $1,020 · 1BR $1,070 · 3BR $1,580 · 4BR $1,730
- ZIP 46321Studio $1,470 · 1BR $1,550 · 3BR $2,290 · 4BR $2,500
- ZIP 46322Studio $1,210 · 1BR $1,280 · 3BR $1,890 · 4BR $2,060
- ZIP 46323Studio $1,200 · 1BR $1,270 · 3BR $1,870 · 4BR $2,050
- ZIP 46324Studio $1,130 · 1BR $1,190 · 3BR $1,760 · 4BR $1,930
- ZIP 46325Studio $1,110 · 1BR $1,170 · 3BR $1,730 · 4BR $1,890
- ZIP 46327Studio $1,100 · 1BR $1,160 · 3BR $1,720 · 4BR $1,870
- ZIP 46341Studio $920 · 1BR $970 · 3BR $1,440 · 4BR $1,570
- ZIP 46342Studio $1,120 · 1BR $1,180 · 3BR $1,740 · 4BR $1,900
- ZIP 46347Studio $880 · 1BR $930 · 3BR $1,400 · 4BR $1,530
- ZIP 46348Studio $1,050 · 1BR $1,130 · 3BR $1,670 · 4BR $1,920
- ZIP 46349Studio $940 · 1BR $990 · 3BR $1,460 · 4BR $1,590
- ZIP 46355Studio $1,110 · 1BR $1,170 · 3BR $1,730 · 4BR $1,890
- ZIP 46356Studio $1,200 · 1BR $1,270 · 3BR $1,870 · 4BR $2,050
- ZIP 46360Studio $960 · 1BR $1,030 · 3BR $1,520 · 4BR $1,750
- ZIP 46368Studio $1,160 · 1BR $1,220 · 3BR $1,800 · 4BR $1,970
- ZIP 46372Studio $900 · 1BR $950 · 3BR $1,400 · 4BR $1,530
- ZIP 46373Studio $1,160 · 1BR $1,230 · 3BR $1,810 · 4BR $1,980
- ZIP 46375Studio $1,260 · 1BR $1,320 · 3BR $1,960 · 4BR $2,140
- ZIP 46376Studio $1,050 · 1BR $1,100 · 3BR $1,630 · 4BR $1,780
- ZIP 46377Studio $1,200 · 1BR $1,270 · 3BR $1,870 · 4BR $2,050
- ZIP 46379Studio $990 · 1BR $1,040 · 3BR $1,540 · 4BR $1,680
- ZIP 46381Studio $1,070 · 1BR $1,110 · 3BR $1,720 · 4BR $1,830
- ZIP 46383Studio $1,150 · 1BR $1,210 · 3BR $1,790 · 4BR $1,950
- ZIP 46384Studio $1,160 · 1BR $1,220 · 3BR $1,800 · 4BR $1,970
- ZIP 46385Studio $1,240 · 1BR $1,310 · 3BR $1,940 · 4BR $2,110
- ZIP 46390Studio $1,240 · 1BR $1,320 · 3BR $1,960 · 4BR $2,260
- ZIP 46391Studio $1,210 · 1BR $1,290 · 3BR $1,900 · 4BR $2,170
- ZIP 46393Studio $1,160 · 1BR $1,230 · 3BR $1,810 · 4BR $1,970
- ZIP 46394Studio $960 · 1BR $1,010 · 3BR $1,500 · 4BR $1,630
- ZIP 46401Studio $1,110 · 1BR $1,170 · 3BR $1,730 · 4BR $1,890
- ZIP 46402Studio $980 · 1BR $1,040 · 3BR $1,530 · 4BR $1,670
- ZIP 46403Studio $950 · 1BR $1,000 · 3BR $1,480 · 4BR $1,620
- ZIP 46404Studio $1,020 · 1BR $1,070 · 3BR $1,580 · 4BR $1,730
- ZIP 46405Studio $1,140 · 1BR $1,200 · 3BR $1,780 · 4BR $1,940
- ZIP 46406Studio $980 · 1BR $1,040 · 3BR $1,530 · 4BR $1,670
- ZIP 46407Studio $900 · 1BR $950 · 3BR $1,400 · 4BR $1,530
- ZIP 46408Studio $1,040 · 1BR $1,090 · 3BR $1,620 · 4BR $1,770
- ZIP 46409Studio $1,160 · 1BR $1,230 · 3BR $1,810 · 4BR $1,980
- ZIP 46410Studio $1,380 · 1BR $1,450 · 3BR $2,140 · 4BR $2,340
- ZIP 46411Studio $1,110 · 1BR $1,170 · 3BR $1,730 · 4BR $1,890
- ZIP 47922Studio $1,020 · 1BR $1,080 · 3BR $1,590 · 4BR $1,740
- ZIP 47942Studio $750 · 1BR $850 · 3BR $1,210 · 4BR $1,700
- ZIP 47943Studio $960 · 1BR $980 · 3BR $1,560 · 4BR $1,640
- ZIP 47948Studio $790 · 1BR $830 · 3BR $1,240 · 4BR $1,370
- ZIP 47951Studio $840 · 1BR $880 · 3BR $1,300 · 4BR $1,420
- ZIP 47963Studio $840 · 1BR $880 · 3BR $1,300 · 4BR $1,420
- ZIP 47964Studio $870 · 1BR $910 · 3BR $1,380 · 4BR $1,480
- ZIP 47978Studio $1,000 · 1BR $1,010 · 3BR $1,700 · 4BR $1,730