Santa Cruz County, CA fair market rent
Santa Cruz-Watsonville, CA MSA · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $3,829–$4,679 · +0.9% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Metro FMR area. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $3,230 | $3,179 | +1.6% |
| 1 bedroom | $3,390 | $3,298 | +2.8% |
| 2 bedrooms | $4,254 | $4,214 | +0.9% |
| 3 bedrooms | $5,531 | $5,377 | +2.9% |
| 4 bedrooms | $5,748 | $5,659 | +1.6% |
All California areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$1,828
- FY18$1,965
- FY19$2,439
- FY20$2,519
- FY21$3,021
- FY22$3,138
- FY23$3,293
- FY24$4,054
- FY25$4,223
- FY26$4,214
- FY27$4,254
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
23 ZIPs in Santa Cruz-Watsonville, CA MSA- ZIP 94060Studio $2,870 · 1BR $3,190 · 3BR $5,140 · 4BR $5,780
- ZIP 95001Studio $3,230 · 1BR $3,390 · 3BR $5,530 · 4BR $5,740
- ZIP 95003Studio $3,740 · 1BR $3,920 · 3BR $6,400 · 4BR $6,650
- ZIP 95005Studio $3,380 · 1BR $3,550 · 3BR $5,790 · 4BR $6,010
- ZIP 95006Studio $3,020 · 1BR $3,170 · 3BR $5,180 · 4BR $5,380
- ZIP 95007Studio $2,970 · 1BR $3,090 · 3BR $5,030 · 4BR $5,290
- ZIP 95010Studio $3,400 · 1BR $3,570 · 3BR $5,830 · 4BR $6,050
- ZIP 95017Studio $3,570 · 1BR $3,750 · 3BR $6,120 · 4BR $6,360
- ZIP 95018Studio $3,270 · 1BR $3,430 · 3BR $5,600 · 4BR $5,820
- ZIP 95019Studio $2,870 · 1BR $2,970 · 3BR $4,840 · 4BR $5,100
- ZIP 95033Studio $3,390 · 1BR $3,650 · 3BR $5,890 · 4BR $6,180
- ZIP 95041Studio $3,070 · 1BR $3,190 · 3BR $5,200 · 4BR $5,470
- ZIP 95060Studio $3,990 · 1BR $4,190 · 3BR $6,840 · 4BR $7,110
- ZIP 95061Studio $3,230 · 1BR $3,390 · 3BR $5,530 · 4BR $5,740
- ZIP 95062Studio $3,870 · 1BR $4,060 · 3BR $6,630 · 4BR $6,890
- ZIP 95063Studio $3,230 · 1BR $3,390 · 3BR $5,530 · 4BR $5,740
- ZIP 95064Studio $2,870 · 1BR $2,970 · 3BR $4,840 · 4BR $5,100
- ZIP 95065Studio $3,780 · 1BR $3,970 · 3BR $6,480 · 4BR $6,730
- ZIP 95066Studio $3,410 · 1BR $3,580 · 3BR $5,840 · 4BR $6,070
- ZIP 95067Studio $3,230 · 1BR $3,390 · 3BR $5,530 · 4BR $5,740
- ZIP 95073Studio $3,090 · 1BR $3,240 · 3BR $5,290 · 4BR $5,500
- ZIP 95076Studio $2,510 · 1BR $2,640 · 3BR $4,280 · 4BR $4,460
- ZIP 95077Studio $3,230 · 1BR $3,390 · 3BR $5,530 · 4BR $5,740