U.S. Virgin Islands fair market rent by county
U.S. Virgin Islands · FY2027 · 3 listed places · 3 HUD FMR areas
From $1,237 in St. Croix to $2,025 in St. John
FY2026 → FY2027: median +2.8% · 2 up, 1 down · largest St. Thomas +2.9% · all states
Unweighted median of the listed county, county-equivalent and town 2-bedroom FMRs; places sharing a HUD FMR area have the same value. This is not a statewide estimate of rents paid. U.S. county median $1,056. Effective October 1, 2026.
Income needed to afford it
At HUD's affordability benchmark — rent and utilities at no more than 30% of income — a 2-bedroom at the Fair Market Rent takes about $81,000 a year in St. John and $49,480 in St. Croix.
| Unit | Median FMR | Income needed | Per hour |
|---|---|---|---|
| Studio | $1,054 | $42,160 | $20.27 |
| 1 bedroom | $1,223 | $48,920 | $23.52 |
| 2 bedrooms | $1,509 | $60,360 | $29.02 |
| 3 bedrooms | $1,809 | $72,360 | $34.79 |
| 4 bedrooms | $1,983 | $79,320 | $38.13 |
Income needed = monthly FMR × 12 ÷ 0.30. Per hour = that ÷ 2,080 hours (one full-time job). Medians are across the listed U.S. Virgin Islands places, like the figure above. The FMR is HUD's 40th-percentile gross rent estimate, not the price of any listing.