Smith County, TN fair market rent
Smith County, TN HUD Metro FMR Area · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $1,031–$1,261 · +9.0% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Metro FMR area. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $870 | $796 | +9.3% |
| 1 bedroom | $876 | $801 | +9.4% |
| 2 bedrooms | $1,146 | $1,051 | +9.0% |
| 3 bedrooms | $1,407 | $1,368 | +2.9% |
| 4 bedrooms | $1,506 | $1,392 | +8.2% |
All Tennessee areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$626
- FY18$654
- FY19$700
- FY20$696
- FY21$720
- FY22$725
- FY23$808
- FY24$908
- FY25$1,047
- FY26$1,051
- FY27$1,146
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
15 ZIPs in Smith County, TN HUD Metro FMR Area- ZIP 37012Studio $1,040 · 1BR $1,060 · 3BR $1,500 · 4BR $1,820
- ZIP 37030Studio $900 · 1BR $910 · 3BR $1,460 · 4BR $1,560
- ZIP 37057Studio $1,120 · 1BR $1,150 · 3BR $1,680 · 4BR $1,960
- ZIP 37087Studio $1,230 · 1BR $1,280 · 3BR $1,800 · 4BR $2,170
- ZIP 37090Studio $1,500 · 1BR $1,560 · 3BR $2,180 · 4BR $2,640
- ZIP 37145Studio $770 · 1BR $800 · 3BR $1,240 · 4BR $1,360
- ZIP 37151Studio $990 · 1BR $1,020 · 3BR $1,540 · 4BR $1,740
- ZIP 37184Studio $1,040 · 1BR $1,060 · 3BR $1,500 · 4BR $1,820
- ZIP 38547Studio $830 · 1BR $840 · 3BR $1,320 · 4BR $1,510
- ZIP 38548Studio $750 · 1BR $810 · 3BR $1,360 · 4BR $1,440
- ZIP 38552Studio $870 · 1BR $880 · 3BR $1,410 · 4BR $1,510
- ZIP 38560Studio $760 · 1BR $760 · 3BR $1,240 · 4BR $1,310
- ZIP 38563Studio $780 · 1BR $790 · 3BR $1,260 · 4BR $1,350
- ZIP 38567Studio $780 · 1BR $780 · 3BR $1,260 · 4BR $1,450
- ZIP 38569Studio $780 · 1BR $820 · 3BR $1,330 · 4BR $1,600