Bay County, MI fair market rent
Bay City, MI MSA · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $950–$1,161 · +2.4% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Metro FMR area. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $830 | $809 | +2.6% |
| 1 bedroom | $835 | $814 | +2.6% |
| 2 bedrooms | $1,055 | $1,030 | +2.4% |
| 3 bedrooms | $1,429 | $1,399 | +2.1% |
| 4 bedrooms | $1,537 | $1,518 | +1.3% |
All Michigan areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$726
- FY18$754
- FY19$771
- FY20$734
- FY21$776
- FY22$786
- FY23$876
- FY24$937
- FY25$976
- FY26$1,030
- FY27$1,055
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
18 ZIPs in Bay City, MI MSA- ZIP 48604Studio $880 · 1BR $990 · 3BR $1,620 · 4BR $1,660
- ZIP 48611Studio $830 · 1BR $830 · 3BR $1,420 · 4BR $1,530
- ZIP 48613Studio $1,050 · 1BR $1,060 · 3BR $1,840 · 4BR $1,990
- ZIP 48623Studio $990 · 1BR $1,090 · 3BR $1,800 · 4BR $1,860
- ZIP 48631Studio $800 · 1BR $800 · 3BR $1,380 · 4BR $1,490
- ZIP 48634Studio $820 · 1BR $840 · 3BR $1,380 · 4BR $1,520
- ZIP 48642Studio $1,040 · 1BR $1,060 · 3BR $1,700 · 4BR $2,020
- ZIP 48650Studio $790 · 1BR $800 · 3BR $1,380 · 4BR $1,500
- ZIP 48652Studio $930 · 1BR $940 · 3BR $1,630 · 4BR $1,880
- ZIP 48658Studio $730 · 1BR $790 · 3BR $1,360 · 4BR $1,700
- ZIP 48659Studio $750 · 1BR $840 · 3BR $1,440 · 4BR $1,800
- ZIP 48706Studio $860 · 1BR $860 · 3BR $1,480 · 4BR $1,590
- ZIP 48707Studio $830 · 1BR $840 · 3BR $1,440 · 4BR $1,540
- ZIP 48708Studio $800 · 1BR $800 · 3BR $1,380 · 4BR $1,490
- ZIP 48710Studio $830 · 1BR $840 · 3BR $1,440 · 4BR $1,540
- ZIP 48732Studio $800 · 1BR $810 · 3BR $1,380 · 4BR $1,490
- ZIP 48747Studio $950 · 1BR $960 · 3BR $1,640 · 4BR $1,760
- ZIP 48757Studio $770 · 1BR $900 · 3BR $1,440 · 4BR $1,610