McCreary County, KY fair market rent
McCreary County, KY · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $818–$1,000 · +5.0% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Non-metro county. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $650 | $619 | +5.0% |
| 1 bedroom | $835 | $790 | +5.7% |
| 2 bedrooms | $909 | $866 | +5.0% |
| 3 bedrooms | $1,147 | $1,069 | +7.3% |
| 4 bedrooms | $1,270 | $1,209 | +5.0% |
All Kentucky areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$620
- FY18$620
- FY19$618
- FY20$631
- FY21$663
- FY22$674
- FY23$742
- FY24$850
- FY25$867
- FY26$866
- FY27$909
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
8 ZIPs in McCreary County, KY- ZIP 40769Studio $710 · 1BR $720 · 3BR $1,160 · 4BR $1,330
- ZIP 42631Studio $800 · 1BR $1,030 · 3BR $1,410 · 4BR $1,570
- ZIP 42634Studio $730 · 1BR $850 · 3BR $1,240 · 4BR $1,430
- ZIP 42635Studio $650 · 1BR $840 · 3BR $1,150 · 4BR $1,270
- ZIP 42638Studio $660 · 1BR $850 · 3BR $1,170 · 4BR $1,290
- ZIP 42647Studio $670 · 1BR $860 · 3BR $1,190 · 4BR $1,310
- ZIP 42649Studio $710 · 1BR $820 · 3BR $1,200 · 4BR $1,430
- ZIP 42653Studio $800 · 1BR $1,030 · 3BR $1,410 · 4BR $1,570