McCracken County, KY fair market rent
McCracken County, KY HUD Metro FMR Area · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $1,018–$1,244 · +6.9% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Metro FMR area. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $788 | $729 | +8.1% |
| 1 bedroom | $924 | $851 | +8.6% |
| 2 bedrooms | $1,131 | $1,058 | +6.9% |
| 3 bedrooms | $1,348 | $1,269 | +6.2% |
| 4 bedrooms | $1,616 | $1,775 | -9.0% |
All Kentucky areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$675
- FY18$684
- FY19$729
- FY20$742
- FY21$805
- FY22$807
- FY23$878
- FY24$992
- FY25$1,011
- FY26$1,058
- FY27$1,131
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
9 ZIPs in McCracken County, KY HUD Metro FMR Area- ZIP 42001Studio $850 · 1BR $1,000 · 3BR $1,450 · 4BR $1,740
- ZIP 42002Studio $790 · 1BR $920 · 3BR $1,350 · 4BR $1,610
- ZIP 42003Studio $660 · 1BR $770 · 3BR $1,150 · 4BR $1,600
- ZIP 42027Studio $740 · 1BR $830 · 3BR $1,330 · 4BR $1,600
- ZIP 42029Studio $720 · 1BR $910 · 3BR $1,390 · 4BR $1,600
- ZIP 42053Studio $830 · 1BR $940 · 3BR $1,420 · 4BR $1,630
- ZIP 42069Studio $690 · 1BR $770 · 3BR $1,240 · 4BR $1,600
- ZIP 42082Studio $690 · 1BR $820 · 3BR $1,260 · 4BR $1,600
- ZIP 42086Studio $870 · 1BR $1,020 · 3BR $1,490 · 4BR $1,790