Garrard County, KY fair market rent
Garrard County, KY · FY2027 · upcoming · effective October 1, 2026
Illustrative 90–110% range $847–$1,035 · +4.6% from FY2026
Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Non-metro county. U.S. county median 2BR $1,056.
Your housing authority's payment standard: not verified on this page.
Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.
Find your housing authority| Unit | FY2027 | FY2026 | Change |
|---|---|---|---|
| Studio | $672 | $643 | +4.5% |
| 1 bedroom | $864 | $821 | +5.2% |
| 2 bedrooms | $941 | $900 | +4.6% |
| 3 bedrooms | $1,232 | $1,156 | +6.6% |
| 4 bedrooms | $1,237 | $1,285 | -3.7% |
All Kentucky areasHow payment standards work
Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.
2-bedroom FMR, last 11 years
- FY17$661
- FY18$657
- FY19$662
- FY20$677
- FY21$712
- FY22$712
- FY23$786
- FY24$883
- FY25$899
- FY26$900
- FY27$941
HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method
Small Area FMRs by ZIP code
6 ZIPs in Garrard County, KY- ZIP 40403Studio $660 · 1BR $820 · 3BR $1,300 · 4BR $1,500
- ZIP 40410Studio $670 · 1BR $860 · 3BR $1,230 · 4BR $1,240
- ZIP 40419Studio $660 · 1BR $810 · 3BR $1,140 · 4BR $1,320
- ZIP 40444Studio $680 · 1BR $870 · 3BR $1,240 · 4BR $1,250
- ZIP 40461Studio $650 · 1BR $820 · 3BR $1,240 · 4BR $1,340
- ZIP 40484Studio $650 · 1BR $790 · 3BR $1,080 · 4BR $1,330