FMRFinder

Bay County, FL fair market rent

Panama City, FL HUD Metro FMR Area · FY2027 · upcoming · effective October 1, 2026

$1,6512 bedrooms / month

Illustrative 90–110% range $1,486–$1,816 · -1.8% from FY2026

Gross rent including tenant-paid utilities. The range is HUD's basic payment-standard band, not your PHA's adopted standard or your voucher payment; your PHA's effective date may differ. Metro FMR area. U.S. county median 2BR $1,056.

Your housing authority's payment standard: not verified on this page.

Confirm the amount, bedroom size, utility allowance and effective date for the unit's address before relying on it.

HUD rents by bedroom count
UnitFY2027FY2026Change
Studio$1,414$1,426-0.8%
1 bedroom$1,517$1,480+2.5%
2 bedrooms$1,651$1,682-1.8%
3 bedrooms$2,101$2,169-3.1%
4 bedrooms$2,567$2,689-4.5%

Source: HUD Fair Market Rent data, FMR_All_1983_2027.csv, retrieved 2026-09-19.

2-bedroom FMR, last 11 years

HUD's fiscal year runs October to September, so the FY2027 figure applies from October 1, 2026. The FMR is the 40th-percentile gross rent (rent plus tenant-paid utilities) for standard-quality units, from Census ACS data trended forward with recent rent surveys. It is not a rent cap for private landlords. Data & method

Small Area FMRs by ZIP code

22 ZIPs in Panama City, FL HUD Metro FMR Area

Florida areas with a similar 2BR rent

All 67