{"zip":"95065","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO42100M42100","area":"Santa Cruz-Watsonville, CA MSA","safmr":[3780,3970,4980,6480,6730],"ps90":[3402,3573,4482,5832,6057],"ps110":[4158,4367,5478,7128,7403]}]}