{"zip":"95041","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO42100M42100","area":"Santa Cruz-Watsonville, CA MSA","safmr":[3070,3190,4070,5200,5470],"ps90":[2763,2871,3663,4680,4923],"ps110":[3377,3509,4477,5720,6017]}]}