{"zip":"95003","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO42100M42100","area":"Santa Cruz-Watsonville, CA MSA","safmr":[3740,3920,4920,6400,6650],"ps90":[3366,3528,4428,5760,5985],"ps110":[4114,4312,5412,7040,7315]}]}