{"zip":"48747","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[950,960,1210,1640,1760],"ps90":[855,864,1089,1476,1584],"ps110":[1045,1056,1331,1804,1936]},{"area_code":"METRO40980M40980","area":"Saginaw, MI MSA","safmr":[950,960,1210,1640,1760],"ps90":[855,864,1089,1476,1584],"ps110":[1045,1056,1331,1804,1936]}]}