{"zip":"48710","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[830,840,1060,1440,1540],"ps90":[747,756,954,1296,1386],"ps110":[913,924,1166,1584,1694]}]}