{"zip":"48706","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[860,860,1090,1480,1590],"ps90":[774,774,981,1332,1431],"ps110":[946,946,1199,1628,1749]}]}