{"zip":"48659","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[750,840,1080,1440,1800],"ps90":[675,756,972,1296,1620],"ps110":[825,924,1188,1584,1980]},{"area_code":"NCNTY26011N26011","area":"Arenac County, MI","safmr":[750,840,1080,1440,1800],"ps90":[675,756,972,1296,1620],"ps110":[825,924,1188,1584,1980]},{"area_code":"NCNTY26129N26129","area":"Ogemaw County, MI","safmr":[750,840,1080,1440,1800],"ps90":[675,756,972,1296,1620],"ps110":[825,924,1188,1584,1980]}]}