{"zip":"48658","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[730,790,1010,1360,1700],"ps90":[657,711,909,1224,1530],"ps110":[803,869,1111,1496,1870]},{"area_code":"NCNTY26011N26011","area":"Arenac County, MI","safmr":[730,790,1010,1360,1700],"ps90":[657,711,909,1224,1530],"ps110":[803,869,1111,1496,1870]}]}