{"zip":"48623","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[990,1090,1400,1800,1860],"ps90":[891,981,1260,1620,1674],"ps110":[1089,1199,1540,1980,2046]},{"area_code":"METRO33220M33220","area":"Midland, MI MSA","safmr":[990,1090,1400,1800,1860],"ps90":[891,981,1260,1620,1674],"ps110":[1089,1199,1540,1980,2046]},{"area_code":"METRO40980M40980","area":"Saginaw, MI MSA","safmr":[990,1090,1400,1800,1860],"ps90":[891,981,1260,1620,1674],"ps110":[1089,1199,1540,1980,2046]}]}