{"zip":"48613","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[1050,1060,1350,1840,1990],"ps90":[945,954,1215,1656,1791],"ps110":[1155,1166,1485,2024,2189]},{"area_code":"NCNTY26011N26011","area":"Arenac County, MI","safmr":[1050,1060,1350,1840,1990],"ps90":[945,954,1215,1656,1791],"ps110":[1155,1166,1485,2024,2189]},{"area_code":"NCNTY26051N26051","area":"Gladwin County, MI","safmr":[1050,1060,1350,1840,1990],"ps90":[945,954,1215,1656,1791],"ps110":[1155,1166,1485,2024,2189]}]}