{"zip":"48611","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[830,830,1050,1420,1530],"ps90":[747,747,945,1278,1377],"ps110":[913,913,1155,1562,1683]}]}