{"zip":"48604","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO13020M13020","area":"Bay City, MI MSA","safmr":[880,990,1260,1620,1660],"ps90":[792,891,1134,1458,1494],"ps110":[968,1089,1386,1782,1826]},{"area_code":"METRO40980M40980","area":"Saginaw, MI MSA","safmr":[880,990,1260,1620,1660],"ps90":[792,891,1134,1458,1494],"ps110":[968,1089,1386,1782,1826]}]}