{"zip":"07640","fiscal_year":"FY2027","unit":"USD per month, gross rent","source":{"file":"FY27_safmrs.xlsx","url":"https://www.huduser.gov/portal/datasets/fmr.html","retrieved":"2026-09-19"},"records":[{"area_code":"METRO35620MM0875","area":"Bergen-Passaic, NJ HUD Metro FMR Area","safmr":[2440,2740,3150,3820,4820],"ps90":[2196,2466,2835,3438,4338],"ps110":[2684,3014,3465,4202,5302]}]}